A deferred annuity is a long-term contract with an insurance company that provides future income–often for life–in exchange for premium payments, with options like fixed, variable, and indexed types ...

If you decide to finance your retirement with an annuity, you'll need to choose between immediate and deferred options. Annuities are an insurance product designed to provide income during your ...

Annuities are insurance contracts that you can purchase to provide a stream of income for as long as you live. Think of them as life insurance in reverse. With life insurance, you pay premiums ...

Deferred variable annuities with income guarantee riders have gained popularity as a retirement income tool providing behavioral solutions for the annuity puzzle. Retirees are not always comfortable ...

Annuities reached a new sales record in the third quarter of 2025, according to LIMRA’s U.S. Individual Annuity Sales Survey, which represents 92% of the U.S. annuity market. The Q3 total of $121.2 ...

Annuities are an integral part of the retirement portfolios of investors who want a guaranteed stream of retirement income. A deferred annuity is a contract that provides the buyer with a steady ...

Annuities are an insurance product designed to provide income during your retirement. If having an extra source of retirement income sounds good to you, you'll need to determine whether an immediate ...

A deferred annuity is an insurance contract that generates income for retirement. In exchange for one-time or recurring deposits held for at least a year, an annuity company provides incremental ...

A deferred annuity is a popular way to structure an annuity for those seeking retirement income. An annuity pays out money over a period of time, typically during retirement, helping ensure that ...

Deferred annuity contracts can be complex, especially with variable and fixed index annuities. Because of the nuances surrounding fees, guarantees and investment terms, you may want to consult with a ...