Insurers are using new tools and resources to assess your health and risks when setting life insurance rates ...

Getting life insurance usually requires undergoing a medical exam, so your insurer gets a clearer picture of your health status. However, in recent years, things have been changing. Some insurers are ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...