Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

This document shows how a policy can perform in certain scenarios, but the actual outcome might be very different ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Regardless of how well you know your clients or believe that you understand what they want, some of their comments and motivations still may surprise you. That’s why asking the right questions is ...

In previous articles, including “Life Insurance Policy Themes for 2023,” I suggested that if the life insurance discourse, which I broadly defined in that article, were to move on from the “why to buy ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

Quotes can vary significantly by insurer for the same coverage.

How do life insurance policies work? Life insurance is a contract between you and an insurance company. You pay premiums to keep the policy active, and in return, the company pays a sum of money, ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.