Experts say having a credit limit well above your usual monthly spending can help boost your credit score, so long as you ...

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...